{"id":10315,"date":"2026-07-13T13:46:30","date_gmt":"2026-07-13T11:46:30","guid":{"rendered":"https:\/\/brixo.se\/privatlan\/?page_id=10315"},"modified":"2026-07-13T13:47:56","modified_gmt":"2026-07-13T11:47:56","slug":"lana-200000","status":"publish","type":"page","link":"https:\/\/brixo.se\/privatlan\/lana-200000\/","title":{"rendered":"L\u00e5na 200 000 kr"},"content":{"rendered":"<section class=\"hero_shortcode flip-contents content_hero full_width brixo-hero-shortcode \" style=\"background: linear-gradient(to bottom, rgb(13,90,150), rgb(11,53,91));\">\n    <div class=\"container px_2\">\n\n        <div class=\"row main-contents-area flip-contents\">\n\n                            <div class=\"noleft_space col-md-7 col-12 hero-contents-shortcode\">\n                    <!-- HEADER -->\n                                            <h1><span style=\"color: #ffffff;\">L\u00e5na 200 000 kr<\/span><span style=\"color: #24b9e3;\">.<\/span><\/h1>\n                                        <!-- CONTENT -->\n                                            <div class=\"hero-shortcode_desc_main styled_check_listing\">\n                            <ul>\n<li><span style=\"color: #ffffff;\">L\u00e5na upp till 200 000 kr utan UC<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Ans\u00f6k enkelt \u2013 snabbt besked<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Utbetalning via Swish eller bank\u00f6verf\u00f6ring <\/span><\/li>\n<li><span style=\"color: #ffffff;\">Betalningsanm\u00e4rkningar \u00e4r OK<\/span><\/li>\n<\/ul>\n                        <\/div>\n                                        <!-- Mobile media -->\n                                        <!-- CTA -->\n                    \n                                    <\/div>\n            \n            <div class=\"media-container shortcode-container col-md-5 col-12\">\n                    <div class='brixo-ams-application'>\n                        <div class='slider-wraper'>\n                            <div class='slider-content-box'>\n                                <div class='slider-content-box-top'>\n                                    <h3 class='slider-box-title'>Hur mycket vill du l\u00e5na?<\/h3>\n                                <\/div>\n                                <div class='slider-content-box-middle'>\n                                    \n                    <div class='slider-element-1'>\n                        \n                    <h4 class='slider-element-title'>L\u00e5nebelopp: <span class='summary credit-limit'><\/span><\/h4>\n                    <div class='slider-credit-limit'><\/div>\n                    \n                    <\/div>\n                    <div class='slider-element-2'>\n                        \n                    <h4 class='slider-element-title'>\u00c5terbetalningstid: <span class='summary payback-period'>m\u00e5n<\/span><\/h4>\n                    <div class='slider-payback-period'><\/div>\n                    \n                    <\/div>\n                    <div class='slider-element-cost-summary'>\n                        <h6>M\u00e5nadsbetalning: <span class='summary monthly-payment'><\/span><\/h6>\n                        \n                <h6>Totalt belopp att \u00e5terbetala: \n                    <span class='summary total-repayment-amount'><\/span>\n                    \n            <a tabindex='-1' class='tooltip-icon' id='tooltip-icon'><i class='fas fa-info-circle fa-1x'><\/i><\/a>\n            <div class='tooltip-content'>\n                <span class='tooltip-heading'>Totalt belopp att \u00e5terbetala<\/span>\n                <span class='tooltip-body'>Baserat p\u00e5 att hela kreditutrymmet nyttjas fr\u00e5n start och att \u00e5terbetalning sker med samma m\u00e5nadsbelopp under 12 m\u00e5nader.<\/span>\n            <\/div>\n        \n                <\/h6>\n                \n                        <h6>R\u00e4nta: <span class='summary nominal-interest'><\/span><\/h6>\n                    <\/div>\n                    \n                                <\/div>\n                                <div class='slider-content-box-bottom'>\n                                    <a href='#popup_9139' class='ams-submit-btn ams-submit-btn-color'>\n                                        Ans\u00f6k nu \n                                        <svg xmlns='http:\/\/www.w3.org\/2000\/svg' aria-hidden='true' role='img' width='1.3em' height='1.3em' preserveAspectRatio='xMidYMid meet' viewBox='0 0 24 24'><path fill='none' stroke='currentColor' stroke-linecap='round' stroke-linejoin='round' stroke-width='2.5' d='M4 12h16m-7-7l7 7l-7 7'\/><\/svg>\n                                    <\/a>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                    <\/div>        <\/div>\n                    <div class=\"row forflex sub-contents-area\"> <p class=\"py-3 mb-3\" style=\"text-align: center;\"><span style=\"color: #ffffff;\">Krediten har 19,95 % nominell r\u00f6rlig \u00e5rsr\u00e4nta, 475 kr i uppl\u00e4ggningsavgift och 25 kr m\u00e5natlig administrationsavgift. En exempelkredit p\u00e5 100 000 kr som \u00e5terbetalas med 2 185 kr per m\u00e5nad under 90 m\u00e5nader har en effektiv \u00e5rsr\u00e4nta p\u00e5 22,6 %. Det inneb\u00e4r en total kostnad f\u00f6r krediten om 96 650 kr. Totalt belopp att \u00e5terbetala \u00e4r 196 650 kr. L\u00f6ptid fr\u00e5n 36 till 90 m\u00e5nader.<\/span><\/p>\n<div class=\"row align-items-center justify-content-center\">\n<div class=\"col-12 high-cost-credit-col\">\n<div class=\"row align-items-center\">\n<div class=\"col-auto\"><img decoding=\"async\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2025\/02\/triangle.png\" \/><\/div>\n<div class=\"col\">\n<p class=\"margin-bottom-xs-0\" style=\"text-align: left;\"><strong>Att l\u00e5na kostar pengar!<\/strong><\/p>\n<p class=\"margin-bottom-xs-0\">Om du inte kan betala tillbaka skulden i tid riskerar du en betalningsanm\u00e4rkning. Det kan leda till sv\u00e5righeter att f\u00e5 hyra bostad, teckna abonnemang och f\u00e5 nya l\u00e5n. F\u00f6r st\u00f6d, v\u00e4nd dig till budget- och skuldr\u00e5dgivningen i din kommun. Kontaktuppgifter finns p\u00e5 <a style=\"color: inherit !important;\" href=\"https:\/\/www.konsumentverket.se\/\" target=\"_blank\" rel=\"noopener\">konsumentverket.se.<\/a><\/p>\n <\/div>\n            <\/div>\n<\/section>\n\n\n<section class=\"py_5 full_width content-box_section brixo-section content-box-figma_section  \" style=\"background:#ffffff\">\n    <div class=\"container px_2\">\n        <h2><strong>F\u00f6rdelar<\/strong><span style=\"color: #3c3d3b;\"> med Brixo<\/span><span style=\"color: #24b9e3;\">.<\/span><\/h2>\n        <div class=\"app_slider\">                        <div class=\"app_card\">\n                            <div class=\"app-card-thumb\">\n                                <img loading=\"lazy\" decoding=\"async\" width=\"223\" height=\"382\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2024\/08\/phone1-66b49fb398222.webp\" class=\"img-fluid mobile_app image_desktop_only\" alt=\"\" \/><img loading=\"lazy\" decoding=\"async\" width=\"128\" height=\"122\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2024\/08\/mobile_icon_one.webp\" class=\"img-fluid mobile_app image_mobile_only\" alt=\"\" \/>                            <\/div>\n                            <div class=\"app-card-content \">\n                                <h3 style=\"text-align: center;\"><span style=\"color: #0b70b4;\">L\u00e5na pengar utan UC-upplysning<\/span><\/h3>\n<p style=\"text-align: center;\">V\u00e5r kreditupplysning inh\u00e4mtas fr\u00e5n Dun &amp; Bradstreet.<\/p>\n                            <\/div>\n                        <\/div>\n                                            <div class=\"app_card\">\n                            <div class=\"app-card-thumb\">\n                                <img loading=\"lazy\" decoding=\"async\" width=\"224\" height=\"382\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2024\/08\/phone2-66b49faf8d5f8.webp\" class=\"img-fluid mobile_app image_desktop_only\" alt=\"\" \/><img loading=\"lazy\" decoding=\"async\" width=\"126\" height=\"130\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2024\/08\/mobile_icon_three.webp\" class=\"img-fluid mobile_app image_mobile_only\" alt=\"\" \/>                            <\/div>\n                            <div class=\"app-card-content \">\n                                <h3 style=\"text-align: center;\"><span style=\"color: #0b70b4;\">Tydlig<br \/>\navbetalningsplan<\/span><\/h3>\n<p style=\"text-align: center;\">Du betalar samma belopp varje m\u00e5nad.<\/p>\n                            <\/div>\n                        <\/div>\n                                            <div class=\"app_card\">\n                            <div class=\"app-card-thumb\">\n                                <img loading=\"lazy\" decoding=\"async\" width=\"223\" height=\"382\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2024\/08\/phone3-66b49fa9ceaae.webp\" class=\"img-fluid mobile_app image_desktop_only\" alt=\"\" \/><img loading=\"lazy\" decoding=\"async\" width=\"144\" height=\"152\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2024\/08\/mobile_icon_two.webp\" class=\"img-fluid mobile_app image_mobile_only\" alt=\"\" \/>                            <\/div>\n                            <div class=\"app-card-content \">\n                                <h3 style=\"text-align: center;\"><span style=\"color: #0b70b4;\">L\u00e5na med <\/span><span style=\"color: #0b70b4;\">betalningsanm\u00e4rkning<\/span><\/h3>\n<p style=\"text-align: center;\">Vi kan bevilja l\u00e5n trots betalningsanm\u00e4rkningar.<\/p>\n                            <\/div>\n                        <\/div>\n                                    <\/div>    <\/div>\n<\/section>\n\n\n<section class=\"brixo-trustpilot trustpilot_section py_5 full_width text-block padding-top-xs-2 padding-bottom-xs-1 padding-top-lg-3 padding-bottom-lg-3 \" style=\"background:#f2f2f2\">\n    <div class=\"container px_2\">\n        <div class=\"row\">\n            <div class=\"col-12 \">\n                <div class=\"text-wrapper\">\n                    <div class=\"d-none d-lg-block\">\n                        <div class=\"trustpilot-widget\" data-locale=\"sv-SE\" data-template-id=\"53aa8912dec7e10d38f59f36\" data-businessunit-id=\"5552280b0000ff00057f5ff2\" data-style-height=\"140px\" data-style-width=\"100%\" data-theme=\"white\" data-stars=\"4,5\" data-review-languages=\"sv\">\r\n    <a href=\"https:\/\/se.trustpilot.com\/review\/www.brixo.se\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a>\r\n<\/div>                    <\/div>\n                    <div class=\"d-lg-none\">\n                        <div class=\"trustpilot-widget\" data-locale=\"sv-SE\" data-template-id=\"539ad0ffdec7e10e686debd7\" data-businessunit-id=\"5552280b0000ff00057f5ff2\" data-style-height=\"350px\" data-style-width=\"100%\" data-theme=\"white\" data-stars=\"4,5\" data-review-languages=\"sv\">\r\n    <a href=\"https:\/\/se.trustpilot.com\/review\/www.brixo.se\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a>\r\n<\/div>                    <\/div>\n                <\/div>\n            <\/div>\n                            <div class=\"col-12\">\n                    <p><span style=\"color: #3c3d3b;\">En automatisk inbjudan om att l\u00e4mna en recension skickas efter fem dagar till alla kunder som beviljats en kredit. Dessa recensioner \u00e4r markerade med \u201cVerifierat\u201d. Genomsnittligt betyg baseras p\u00e5 alla recensioner, verifierade samt \u00f6vriga, och illustreras i antal stj\u00e4rnor fr\u00e5n 1 till 5. Ber\u00e4kningen baseras p\u00e5 tidsrymd, frekvens och bayesianskt medelv\u00e4rde.<\/span><\/p>\n                <\/div>\n                    <\/div>\n<\/section>\n\n\n<section class=\"brixo-step-contents step_contents_section full_width hide_step_content brixo-step-figma-contents step-figma_contents_section \" style=\"background:#0b70b4\">\n    <div class=\"container px_2\">\n\n                    <div class=\"text-center brixo_step_contents_header\">\n                <h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">S\u00e5 g\u00e5r det till<span style=\"color: #24b9e3;\">.<\/span><\/span><\/h2>\n                <p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Smidigt och transparent.<br \/>\n<\/span><\/p>\n            <\/div>\n            \n                        <div class=\"row\">\n                    <div class=\"col-12 col-md-4 brixo_step_column\">\n                            <div class=\"step_card\">\n                                <div class=\"step-icon-container\">\n                                    <span class='step-prefix'>1.<\/span>                                    <img loading=\"lazy\" decoding=\"async\" width=\"193\" height=\"194\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2024\/08\/01.webp\" class=\"img-fluid step_img\" alt=\"\" \/>                                <\/div>\n                                 <div class=\"step_contents\">\n                                        <h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Ans\u00f6kan<\/span><\/h3>\n                                        <p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Smidig digital ans\u00f6kan. <\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">med BankID.<\/span><\/p>\n\n                                        <svg version=\"1.2\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 43\" width=\"24\" height=\"43\">\n                                            <title>Frame-svg<\/title>\n                                            <defs>\n                                                <clipPath clipPathUnits=\"userSpaceOnUse\" id=\"cp1\">\n                                                    <path d=\"m-8.5 0.37h41v41.72h-41z\"\/>\n                                                <\/clipPath>\n                                            <\/defs>\n                                            <style>\n                                                .s0 { fill: none;stroke:rgb(35,185,227);stroke-linecap: round;stroke-linejoin: round;stroke-width: 6 }\n                                            <\/style>\n                                            <g id=\"Clip-Path\" clip-path=\"url(#cp1)\">\n                                                <g id=\"Layer\">\n                                                    <path id=\"Layer\" fill-rule=\"evenodd\" class=\"s0\" d=\"m3.1 3.4l17.8 17.8-17.8 17.9\"\/>\n                                                <\/g>\n                                            <\/g>\n                                        <\/svg>\n\n                                    <\/div>                             <\/div>\n                        <\/div><div class=\"col-12 col-md-4 brixo_step_column\">\n                            <div class=\"step_card\">\n                                <div class=\"step-icon-container\">\n                                    <span class='step-prefix'>2.<\/span>                                    <img loading=\"lazy\" decoding=\"async\" width=\"193\" height=\"194\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2024\/08\/002.webp\" class=\"img-fluid step_img\" alt=\"\" \/>                                <\/div>\n                                 <div class=\"step_contents\">\n                                        <h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Kreditpr\u00f6vning<\/span><\/h3>\n                                        <p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Kreditupplysning inh\u00e4mtas fr\u00e5n Dun &amp; Bradstreet.<\/span><\/p>\n\n                                        <svg version=\"1.2\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 43\" width=\"24\" height=\"43\">\n                                            <title>Frame-svg<\/title>\n                                            <defs>\n                                                <clipPath clipPathUnits=\"userSpaceOnUse\" id=\"cp1\">\n                                                    <path d=\"m-8.5 0.37h41v41.72h-41z\"\/>\n                                                <\/clipPath>\n                                            <\/defs>\n                                            <style>\n                                                .s0 { fill: none;stroke:rgb(35,185,227);stroke-linecap: round;stroke-linejoin: round;stroke-width: 6 }\n                                            <\/style>\n                                            <g id=\"Clip-Path\" clip-path=\"url(#cp1)\">\n                                                <g id=\"Layer\">\n                                                    <path id=\"Layer\" fill-rule=\"evenodd\" class=\"s0\" d=\"m3.1 3.4l17.8 17.8-17.8 17.9\"\/>\n                                                <\/g>\n                                            <\/g>\n                                        <\/svg>\n\n                                    <\/div>                             <\/div>\n                        <\/div><div class=\"col-12 col-md-4 brixo_step_column\">\n                            <div class=\"step_card\">\n                                <div class=\"step-icon-container\">\n                                    <span class='step-prefix'>3.<\/span>                                    <img loading=\"lazy\" decoding=\"async\" width=\"193\" height=\"194\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2024\/08\/003-66b4a31c01b86.webp\" class=\"img-fluid step_img\" alt=\"\" \/>                                <\/div>\n                                 <div class=\"step_contents\">\n                                        <h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Godk\u00e4nnande <\/span><\/h3>\n                                        <p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Besked inom 24 timmar. Kreditavtalet mejlas direkt vid beviljande.<\/span><\/p>\n\n                                        <svg version=\"1.2\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 43\" width=\"24\" height=\"43\">\n                                            <title>Frame-svg<\/title>\n                                            <defs>\n                                                <clipPath clipPathUnits=\"userSpaceOnUse\" id=\"cp1\">\n                                                    <path d=\"m-8.5 0.37h41v41.72h-41z\"\/>\n                                                <\/clipPath>\n                                            <\/defs>\n                                            <style>\n                                                .s0 { fill: none;stroke:rgb(35,185,227);stroke-linecap: round;stroke-linejoin: round;stroke-width: 6 }\n                                            <\/style>\n                                            <g id=\"Clip-Path\" clip-path=\"url(#cp1)\">\n                                                <g id=\"Layer\">\n                                                    <path id=\"Layer\" fill-rule=\"evenodd\" class=\"s0\" d=\"m3.1 3.4l17.8 17.8-17.8 17.9\"\/>\n                                                <\/g>\n                                            <\/g>\n                                        <\/svg>\n\n                                    <\/div>                             <\/div>\n                        <\/div><div class=\"col-12 col-md-4 brixo_step_column\">\n                            <div class=\"step_card\">\n                                <div class=\"step-icon-container\">\n                                    <span class='step-prefix'>4.<\/span>                                    <img loading=\"lazy\" decoding=\"async\" width=\"193\" height=\"194\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2024\/08\/004.webp\" class=\"img-fluid step_img\" alt=\"\" \/>                                <\/div>\n                                 <div class=\"step_contents\">\n                                        <h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Utbetalning<\/span><\/h3>\n                                        <p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Pengarna betalas ut samma dag som l\u00e5net beviljas.<\/span><\/p>\n\n                                        <svg version=\"1.2\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 43\" width=\"24\" height=\"43\">\n                                            <title>Frame-svg<\/title>\n                                            <defs>\n                                                <clipPath clipPathUnits=\"userSpaceOnUse\" id=\"cp1\">\n                                                    <path d=\"m-8.5 0.37h41v41.72h-41z\"\/>\n                                                <\/clipPath>\n                                            <\/defs>\n                                            <style>\n                                                .s0 { fill: none;stroke:rgb(35,185,227);stroke-linecap: round;stroke-linejoin: round;stroke-width: 6 }\n                                            <\/style>\n                                            <g id=\"Clip-Path\" clip-path=\"url(#cp1)\">\n                                                <g id=\"Layer\">\n                                                    <path id=\"Layer\" fill-rule=\"evenodd\" class=\"s0\" d=\"m3.1 3.4l17.8 17.8-17.8 17.9\"\/>\n                                                <\/g>\n                                            <\/g>\n                                        <\/svg>\n\n                                    <\/div>                             <\/div>\n                        <\/div><div class=\"col-12 col-md-4 brixo_step_column\">\n                            <div class=\"step_card\">\n                                <div class=\"step-icon-container\">\n                                    <span class='step-prefix'>5.<\/span>                                    <img loading=\"lazy\" decoding=\"async\" width=\"193\" height=\"194\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2024\/08\/Group-119.webp\" class=\"img-fluid step_img\" alt=\"\" \/>                                <\/div>\n                                 <div class=\"step_contents\">\n                                        <h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Avbetalningsplan<\/span><\/h3>\n                                        <p style=\"text-align: center;\"><span style=\"color: #ffffff;\">L\u00e4tt\u00f6versk\u00e5dlig avbetalningsplan med fasta m\u00e5nadsbelopp.<\/span><\/p>\n\n                                        <svg version=\"1.2\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 43\" width=\"24\" height=\"43\">\n                                            <title>Frame-svg<\/title>\n                                            <defs>\n                                                <clipPath clipPathUnits=\"userSpaceOnUse\" id=\"cp1\">\n                                                    <path d=\"m-8.5 0.37h41v41.72h-41z\"\/>\n                                                <\/clipPath>\n                                            <\/defs>\n                                            <style>\n                                                .s0 { fill: none;stroke:rgb(35,185,227);stroke-linecap: round;stroke-linejoin: round;stroke-width: 6 }\n                                            <\/style>\n                                            <g id=\"Clip-Path\" clip-path=\"url(#cp1)\">\n                                                <g id=\"Layer\">\n                                                    <path id=\"Layer\" fill-rule=\"evenodd\" class=\"s0\" d=\"m3.1 3.4l17.8 17.8-17.8 17.9\"\/>\n                                                <\/g>\n                                            <\/g>\n                                        <\/svg>\n\n                                    <\/div>                             <\/div>\n                        <\/div><div class=\"col-12 col-md-4 brixo_step_column\">\n                            <div class=\"step_card\">\n                                <div class=\"step-icon-container\">\n                                    <span class='step-prefix'>6.<\/span>                                    <img loading=\"lazy\" decoding=\"async\" width=\"194\" height=\"194\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2024\/08\/Group-118.webp\" class=\"img-fluid step_img\" alt=\"\" \/>                                <\/div>\n                                 <div class=\"step_contents\">\n                                        <h3 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Betalningsfri m\u00e5nad<\/span><\/h3>\n                                        <p style=\"text-align: center;\"><span style=\"color: #ffffff;\">M\u00f6jlighet till tv\u00e5 betalningsfria<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\"> m\u00e5nader per \u00e5r efter fyra i tid. <\/span><\/p>\n\n                                        <svg version=\"1.2\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 43\" width=\"24\" height=\"43\">\n                                            <title>Frame-svg<\/title>\n                                            <defs>\n                                                <clipPath clipPathUnits=\"userSpaceOnUse\" id=\"cp1\">\n                                                    <path d=\"m-8.5 0.37h41v41.72h-41z\"\/>\n                                                <\/clipPath>\n                                            <\/defs>\n                                            <style>\n                                                .s0 { fill: none;stroke:rgb(35,185,227);stroke-linecap: round;stroke-linejoin: round;stroke-width: 6 }\n                                            <\/style>\n                                            <g id=\"Clip-Path\" clip-path=\"url(#cp1)\">\n                                                <g id=\"Layer\">\n                                                    <path id=\"Layer\" fill-rule=\"evenodd\" class=\"s0\" d=\"m3.1 3.4l17.8 17.8-17.8 17.9\"\/>\n                                                <\/g>\n                                            <\/g>\n                                        <\/svg>\n\n                                    <\/div>                             <\/div>\n                        <\/div>                <\/div>\n                                    <div class=\"brixo_step_btn\">\n                <a href=\"#\"  class=\"app_btn inverted-button\">P\u00e5b\u00f6rja ans\u00f6kan<\/a>\n            <\/div>\n            <\/div>\n<\/section>\n<!-- three steps section end -->\n\n\n\n<section class=\"brixo-faq faq_section py_7 full_width \" style=\"background:#0b70b4\">\n    <div class=\"container px_2\">\n        <div class=\"row forflex\">\n            <div class=\"col-12 col-md-8 mx-auto\">\n                <h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Vanliga fr\u00e5gor och svar<span style=\"color: #22bae3;\">.<\/span><\/span><\/h2>\n\n                                        <div class=\"faq-container accordion\" id=\"faqacc_6a55978465f866a55978465f876a55978465f88\">\n                             <div class=\"accordion-item\">\n                                        <div class=\"accordion-header\" id=\"faqacc_header_6a55978465f896a55978465f8a6a55978465f8b\">\n                                            <button class=\"accordion-button \" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqacc_content_6a55978465f8c6a55978465f8d6a55978465f8e\" aria-expanded=\"true\" aria-controls=\"faqacc_content_6a55978465f8c6a55978465f8d6a55978465f8e\">\n                                                <p>Hur mycket kan jag l\u00e5na?<\/p>\n                                            <\/button>\n                                        <\/div>\n                                        <div id=\"faqacc_content_6a55978465f8c6a55978465f8d6a55978465f8e\" class=\"accordion-collapse collapse show\" aria-labelledby=\"faqacc_header_6a55978465f896a55978465f8a6a55978465f8b\" data-bs-parent=\"#faqacc_6a55978465f866a55978465f876a55978465f88\">\n                                            <div class=\"accordion-body\">\n                                                <div class=\"accordion-body-inner\">\n                                                    <p>Med v\u00e5rt <a href=\"https:\/\/brixo.se\/privatlan\/\">privatl\u00e5n<\/a> kan du l\u00e5na fr\u00e5n 10 000 till 200 000 kr. L\u00f6ptid fr\u00e5n 36 till 90 m\u00e5nader. Pengarna betalas ut direkt efter beviljat l\u00e5n, v\u00e4lj utbetalning via Swish eller bank\u00f6verf\u00f6ring.<\/p>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>  <div class=\"accordion-item\">\n                                        <div class=\"accordion-header\" id=\"faqacc_header_6a55978465f8f6a55978465f906a55978465f91\">\n                                            <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqacc_content_6a55978465f926a55978465f936a55978465f94\" aria-expanded=\"true\" aria-controls=\"faqacc_content_6a55978465f926a55978465f936a55978465f94\">\n                                                <p>Hur sker \u00e5terbetalning?<\/p>\n                                            <\/button>\n                                        <\/div>\n                                        <div id=\"faqacc_content_6a55978465f926a55978465f936a55978465f94\" class=\"accordion-collapse collapse \" aria-labelledby=\"faqacc_header_6a55978465f8f6a55978465f906a55978465f91\" data-bs-parent=\"#faqacc_6a55978465f866a55978465f876a55978465f88\">\n                                            <div class=\"accordion-body\">\n                                                <div class=\"accordion-body-inner\">\n                                                    <p>Med v\u00e5rt privatl\u00e5n f\u00e5r du en tydlig \u00e5terbetalningsplan och betalar samma belopp varje m\u00e5nad. Det g\u00f6r det enkelt att planera din ekonomi och h\u00e5lla koll p\u00e5 din m\u00e5nadsbudget.<\/p>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>  <div class=\"accordion-item\">\n                                        <div class=\"accordion-header\" id=\"faqacc_header_6a55978465f956a55978465f966a55978465f97\">\n                                            <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqacc_content_6a55978465f986a55978465f996a55978465f9a\" aria-expanded=\"true\" aria-controls=\"faqacc_content_6a55978465f986a55978465f996a55978465f9a\">\n                                                <p>Kan jag l\u00e5na trots betalningsanm\u00e4rkningar?<\/p>\n                                            <\/button>\n                                        <\/div>\n                                        <div id=\"faqacc_content_6a55978465f986a55978465f996a55978465f9a\" class=\"accordion-collapse collapse \" aria-labelledby=\"faqacc_header_6a55978465f956a55978465f966a55978465f97\" data-bs-parent=\"#faqacc_6a55978465f866a55978465f876a55978465f88\">\n                                            <div class=\"accordion-body\">\n                                                <div class=\"accordion-body-inner\">\n                                                    <p>Ja, vi fokuserar mer p\u00e5 din nuvarande betalningsf\u00f6rm\u00e5ga och mindre p\u00e5 tidigare misstag. F\u00f6rutsatt att du uppfyller v\u00e5ra grundkrav och har f\u00e5tt ordning p\u00e5 din ekonomi \u00e4r det d\u00e4rf\u00f6r m\u00f6jligt att l\u00e5na trots betalningsanm\u00e4rkning.<\/p>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>  <div class=\"accordion-item\">\n                                        <div class=\"accordion-header\" id=\"faqacc_header_6a55978465f9d6a55978465f9e6a55978465f9f\">\n                                            <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqacc_content_6a55978465fa06a55978465fa16a55978465fa2\" aria-expanded=\"true\" aria-controls=\"faqacc_content_6a55978465fa06a55978465fa16a55978465fa2\">\n                                                <p>Kan jag l\u00e5na utan UC?<\/p>\n                                            <\/button>\n                                        <\/div>\n                                        <div id=\"faqacc_content_6a55978465fa06a55978465fa16a55978465fa2\" class=\"accordion-collapse collapse \" aria-labelledby=\"faqacc_header_6a55978465f9d6a55978465f9e6a55978465f9f\" data-bs-parent=\"#faqacc_6a55978465f866a55978465f876a55978465f88\">\n                                            <div class=\"accordion-body\">\n                                                <div class=\"accordion-body-inner\">\n                                                    <p>Ja, vi anv\u00e4nder oss av Dun &amp; Bradstreet f\u00f6r kreditupplysning. Det inneb\u00e4r att v\u00e5ra l\u00e5n \u00e4r helt utan UC. Du kan d\u00e4rmed bevara din kreditv\u00e4rdighet hos UC inf\u00f6r st\u00f6rre och viktigare l\u00e5n, exempelvis bol\u00e5n.<\/p>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>  <div class=\"accordion-item\">\n                                        <div class=\"accordion-header\" id=\"faqacc_header_6a55978465fa36a55978465fa46a55978465fa5\">\n                                            <button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#faqacc_content_6a55978465fa66a55978465fa76a55978465fa8\" aria-expanded=\"true\" aria-controls=\"faqacc_content_6a55978465fa66a55978465fa76a55978465fa8\">\n                                                <p>Vad kr\u00e4vs f\u00f6r att kunna l\u00e5na 200 000 kr?<\/p>\n                                            <\/button>\n                                        <\/div>\n                                        <div id=\"faqacc_content_6a55978465fa66a55978465fa76a55978465fa8\" class=\"accordion-collapse collapse \" aria-labelledby=\"faqacc_header_6a55978465fa36a55978465fa46a55978465fa5\" data-bs-parent=\"#faqacc_6a55978465f866a55978465f876a55978465f88\">\n                                            <div class=\"accordion-body\">\n                                                <div class=\"accordion-body-inner\">\n                                                    <p>F\u00f6r att kunna l\u00e5na hos Brixo beh\u00f6ver du uppfylla f\u00f6ljande grundkrav:<\/p>\n<p><span style=\"color: #0b70b4;\">\u2022<\/span> Du har fyllt 21 \u00e5r.<br \/>\n<span style=\"color: #0b70b4;\">\u2022<\/span> Du har ett svenskt personnummer, svenskt BankID och \u00e4r folkbokf\u00f6rd i Sverige.<br \/>\n<span style=\"color: #0b70b4;\">\u2022<\/span> Du har inga skulder hos Kronofogden (betalningsanm\u00e4rkningar accepteras).<br \/>\n<span style=\"color: #0b70b4;\">\u2022<\/span> Du har en \u00e5rsinkomst om minst 200 000 kr.<\/p>\n                                                <\/div>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>                         <\/div>\n                        \n                                    <div class=\"faq-button\">\n                        <a href=\"https:\/\/brixo.se\/vanliga-fragor\/\"  class=\"app_btn inverted-button\">Fler fr\u00e5gor och svar<\/a>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"brixo-text-cta text_cta_section py_7 full_width \" style=\"background:#ffffff\">\n    <div class=\"container px_2\">\n        <div class=\"row forflex text_cta_row\">\n            <div class=\"col-12 col-md-12\">\n                <h2 style=\"text-align: center;\"><span style=\"color: #0b70b4;\"><span style=\"color: #3c3d3b;\">L\u00e5na 200 000 kr med Brixo<\/span><\/span><\/h2>\n<p>&nbsp;<\/p>\n<h3><span style=\"color: #0b70b4;\">L\u00e5na 200 000 kr utan UC<\/span><\/h3>\n<p>Vi p\u00e5 Brixo anv\u00e4nder oss av Dun &amp; Bradstreet i samband med kreditpr\u00f6vningen. Det inneb\u00e4r att din kreditv\u00e4rdighet hos UC inte p\u00e5verkas n\u00e4r du ans\u00f6ker om ett l\u00e5n hos oss.<\/p>\n<p>Att bevara kreditv\u00e4rdigheten hos UC kan s\u00e4rskilt vara f\u00f6rdelaktigt om du har planer p\u00e5 att ans\u00f6ka om ett st\u00f6rre och &#8221;viktigare&#8221; l\u00e5n i n\u00e4rtid, exempelvis ett bol\u00e5n. De flesta banker och kreditmarknadsbolag inh\u00e4mtar n\u00e4mligen sina kreditupplysningar fr\u00e5n just UC.<\/p>\n<p>L\u00e4s mer om <a href=\"https:\/\/brixo.se\/lana-pengar\/lan-utan-uc\/\">l\u00e5n utan UC<\/a> och hur v\u00e5r kreditbed\u00f6mning g\u00e5r till.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10334 aligncenter\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2026\/07\/anna-lanar-200-000-kr-utan-uc.webp\" alt=\"anna l\u00e5nar 200 000 kr utan uc\" width=\"672\" height=\"448\" \/><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"color: #0b70b4;\">L\u00e5na 200 000 kr med betalningsanm\u00e4rkning<\/span><\/h3>\n<p>En betalningsanm\u00e4rkning syns i tre \u00e5r men ger inte alltid hela bilden av hur din ekonomi ser ut idag.\u00a0Vi fokuserar d\u00e4rf\u00f6r mer p\u00e5 din nuvarande betalningsf\u00f6rm\u00e5ga och l\u00e4gger mindre vikt vid tidigare misstag.<\/p>\n<p>F\u00f6rutsatt att du har f\u00e5tt ordning p\u00e5 din ekonomi och uppfyller v\u00e5ra krav, kan du d\u00e4rf\u00f6r ans\u00f6ka om att l\u00e5na pengar hos oss \u2013 trots tidigare betalningsanm\u00e4rkningar.<\/p>\n<p>L\u00e4s mer om <a href=\"https:\/\/brixo.se\/lana-pengar\/betalningsanmarkning\/\">l\u00e5n med betalningsanm\u00e4rkning<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"color: #0b70b4;\">Grundkrav f\u00f6r att l\u00e5na 200 000 kr<\/span><\/h3>\n<p>F\u00f6r att kunna <a href=\"https:\/\/brixo.se\/lana-pengar\/\">l\u00e5na pengar<\/a> hos Brixo beh\u00f6ver du uppfylla f\u00f6ljande krav:<\/p>\n<p><span style=\"color: #0b70b4;\">\u2022<\/span> Du \u00e4r minst 21 \u00e5r gammal.<br \/>\n<span style=\"color: #0b70b4;\">\u2022<\/span> Du har ett svenskt personnummer, svenskt BankID och \u00e4r folkbokf\u00f6rd i Sverige.<br \/>\n<span style=\"color: #0b70b4;\">\u2022<\/span> Du har inga skulder hos Kronofogden.<br \/>\n<span style=\"color: #0b70b4;\">\u2022<\/span> Du har en \u00e5rsinkomst om minst 200 000 kr.<\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"color: #0b70b4;\">Vad kostar det att l\u00e5na 200 000 kr?<\/span><\/h3>\n<p>En del l\u00e5ngivare s\u00e4tter r\u00e4ntan individuellt baserat p\u00e5 din kreditv\u00e4rdighet och betalningsf\u00f6rm\u00e5ga. Vi p\u00e5 Brixo erbjuder dock transparenta <a href=\"https:\/\/brixo.se\/privatlan\/vara-villkor\/\">villkor<\/a> och samma r\u00e4nta f\u00f6r alla.<\/p>\n<p>P\u00e5 s\u00e5 s\u00e4tt sparar du b\u00e5de tid och slipper on\u00f6diga ans\u00f6kningar (\u00e4ven kreditupplysningar), bara f\u00f6r att kunna ta reda p\u00e5 vilken r\u00e4nta du kan bli erbjuden. I ans\u00f6kningsformul\u00e4ret h\u00f6gst upp p\u00e5 sidan kan du se din m\u00e5nadsbetalning utifr\u00e5n \u00f6nskad \u00e5terbetalningstid.<\/p>\n<p><strong>Privatl\u00e5nets egenskaper<\/strong>:<\/p>\n<p><span style=\"color: #3c3d3b;\"><span style=\"color: #0b70b4;\">\u2022<\/span> <\/span><span style=\"color: #3c3d3b;\">L\u00f6ptid:<\/span>\u00a036 till 90 m\u00e5nader.<br \/>\n<span style=\"color: #3c3d3b;\"><span style=\"color: #0b70b4;\">\u2022<\/span> Nominell r\u00e4nta: 19,95 %.<\/span><br \/>\n<span style=\"color: #3c3d3b;\"><span style=\"color: #0b70b4;\">\u2022<\/span> Uppl\u00e4ggningsavgift: 475 kr.<\/span><br \/>\n<span style=\"color: #3c3d3b;\"><span style=\"color: #0b70b4;\">\u2022<\/span> Administrationsavgift: 25 kr per m\u00e5nad.<\/span><\/p>\n<p>&nbsp;<\/p>\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"brixo-text-cta text_cta_section py_7 full_width \" style=\"background:#f2f2f2\">\n    <div class=\"container px_2\">\n        <div class=\"row forflex text_cta_row\">\n            <div class=\"col-12 col-md-12\">\n                <h2 style=\"text-align: center;\">L\u00e5na upp till <strong>200 000 kr<\/strong><span style=\"color: #23b9e3;\">.<\/span><\/h2>\n<p style=\"text-align: center;\">Med v\u00e5rt privatl\u00e5n f\u00e5r du en l\u00e4tt\u00f6versk\u00e5dlig avbetalningsplan och betalar samma belopp varje m\u00e5nad. V\u00e4lkommen med din ans\u00f6kan!<\/p>\n                                    <div class=\"text_cta_apply_btn\">\n                        <a href=\"#\"  class=\"app_btn \">Ans\u00f6k nu<\/a>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"brixo-text-cta text_cta_section py_7 full_width \" style=\"background:#ffffff\">\n    <div class=\"container px_2\">\n        <div class=\"row forflex text_cta_row\">\n            <div class=\"col-12 col-md-12\">\n                <h2 style=\"text-align: center;\">Mer om l\u00e5n p\u00e5 200 000 kr<\/h2>\n<p>&nbsp;<\/p>\n<h3><span style=\"color: #0b70b4;\">Privatl\u00e5n utan s\u00e4kerhet\u00a0<\/span><\/h3>\n<p>Ett privatl\u00e5n \u00e4r ett l\u00e5n utan s\u00e4kerhet, \u00e4ven kallat f\u00f6r <a href=\"https:\/\/brixo.se\/privatlan\/blancolan\/\">blancol\u00e5n<\/a>. Det inneb\u00e4r att du inte beh\u00f6ver l\u00e4mna n\u00e5got som pant, till exempel en bil eller en bostad. Det \u00e4r med andra ord ett konsumtionsl\u00e5n d\u00e4r du sj\u00e4lv v\u00e4ljer hur du vill spendera pengarna.<\/p>\n<p>Det kan dock vara bra att k\u00e4nna till att ett <a href=\"https:\/\/brixo.se\/lana-pengar\/lan-utan-sakerhet\/\">l\u00e5n utan s\u00e4kerhet<\/a> alltid kommer vara dyrare \u00e4n ett l\u00e5n med s\u00e4kerhet. Detta eftersom att risken f\u00f6r l\u00e5ngivaren \u00e4r h\u00f6gre utan n\u00e5gon s\u00e4kerhet. F\u00f6r att kompensera f\u00f6r den \u00f6kade risken till\u00e4mpar l\u00e5ngivare d\u00e4rf\u00f6r ofta h\u00f6gre r\u00e4ntor och avgifter.<\/p>\n<p><strong>F\u00f6rdelar med privatl\u00e5n utan s\u00e4kerhet<\/strong>:<\/p>\n<p><span style=\"color: #0b70b4;\">\u2022<\/span> Flexibelt och kan anv\u00e4ndas till valfritt \u00e4ndam\u00e5l.<br \/>\n<span style=\"color: #0b70b4;\">\u2022<\/span> Ingen s\u00e4kerhet kr\u00e4vs.<br \/>\n<span style=\"color: #0b70b4;\">\u2022<\/span> M\u00f6jligt att l\u00e5na utan UC.<br \/>\n<span style=\"color: #0b70b4;\">\u2022<\/span> Betalningsanm\u00e4rkningar kan ofta accepteras.<\/p>\n<p><strong>Nackdelar med privatl\u00e5n utan s\u00e4kerhet<\/strong>:<\/p>\n<p><span style=\"color: #0b70b4;\">\u2022<\/span> H\u00f6gre r\u00e4nta och avgifter \u00e4n l\u00e5n med s\u00e4kerhet.<br \/>\n<span style=\"color: #0b70b4;\">\u2022<\/span> Innefattar alltid en risk om man inte \u00e4r ansvarsfull.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10335 aligncenter\" src=\"https:\/\/brixo.se\/privatlan\/wp-content\/uploads\/2026\/07\/david-ansoker-om-ett-lan-pa-200-000-kr.webp\" alt=\"david ans\u00f6ker om ett l\u00e5n p\u00e5 200 000 kr\" width=\"672\" height=\"448\" \/><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"color: #0b70b4;\">Vad kan man anv\u00e4nda ett l\u00e5n p\u00e5 200 000 kr till?<\/span><\/h3>\n<p>Ett privatl\u00e5n p\u00e5 200 000 kr kan \u00f6ppna m\u00e5nga nya m\u00f6jligheter och du best\u00e4mmer helt sj\u00e4lv hur du vill anv\u00e4nda l\u00e5net.<\/p>\n<p><strong>Vanliga anv\u00e4ndningsomr\u00e5den<\/strong>:<\/p>\n<p><span style=\"color: #3c3d3b;\"><strong>1. Renoveringar:<\/strong><br \/>\nAtt renovera kan vara v\u00e4ldigt kostsamt och ett <a href=\"https:\/\/brixo.se\/privatlan\/lan-for-renovering\/\">renoveringsl\u00e5n<\/a> kan hj\u00e4lpa till att finansiera dr\u00f6mprojektet f\u00f6r att f\u00f6rb\u00e4ttra livskvaliteten. F\u00f6rdelen med renoveringar<\/span><span style=\"color: #3c3d3b;\"> \u00e4r att det dessutom ofta leder till en eventuell v\u00e4rde\u00f6kning p\u00e5 bostaden.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"color: #3c3d3b;\"><strong>2. Fordon:<\/strong><br \/>\nAtt k\u00f6pa ett fordon utan ett <a href=\"https:\/\/brixo.se\/privatlan\/billan\/\">bill\u00e5n<\/a> eller <a href=\"https:\/\/brixo.se\/privatlan\/mc-lan\/\">MC-l\u00e5n<\/a> kan vara v\u00e4ldigt sv\u00e5rt och det skulle ta l\u00e5ng tid att <a href=\"https:\/\/brixo.se\/sparkonto\/\">spara<\/a> ihop s\u00e5 mycket pengar som beh\u00f6vs. <\/span><span style=\"color: #3c3d3b;\">Ett l\u00e5n p\u00e5 200 000 kr s\u00e4nker tr\u00f6skeln och m\u00f6jligg\u00f6r finansiering direkt.<\/span><\/p>\n<p><strong>4. Samla l\u00e5n och krediter<\/strong>:<br \/>\nGenom att <a href=\"https:\/\/brixo.se\/privatlan\/samla-lan\/\">samla l\u00e5n<\/a> kan du ofta f\u00e5 ned totalkostnaden p\u00e5 sm\u00e5l\u00e5n och dyra <a href=\"https:\/\/brixo.se\/kredit\/\">krediter<\/a>. Ist\u00e4llet f\u00f6r att ha det utspritt \u00f6ver olika l\u00e5ngivare, s\u00e5 kan du betala av allt p\u00e5 ett och samma l\u00e5n ist\u00e4llet. Det \u00e4r en mer effektiv l\u00f6sning och inneb\u00e4r mindre risk f\u00f6r missade betalningar.<\/p>\n<p><span style=\"color: #3c3d3b;\"><strong>5. \u00d6vrigt:<\/strong><br \/>\nEtt l\u00e5n p\u00e5 200 000 kr kan finansiera allt fr\u00e5n sm\u00e5projekt, l\u00e4ngre resor till flertalet andra m\u00f6jligheter. Eftersom l\u00e5net tas utan s\u00e4kerhet finns det ingen begr\u00e4nsning p\u00e5 hur du kan anv\u00e4nda pengarna. T\u00e4nk dock p\u00e5 att l\u00e5na ansvarsfullt och inte mer \u00e4n du klarar av att betala tillbaka.\u00a0\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"color: #0b70b4;\">Vad ska man t\u00e4nka p\u00e5 innan man l\u00e5nar pengar?<\/span><\/h3>\n<p>Innan du l\u00e5nar pengar \u00e4r det viktigt att ha en plan f\u00f6r hur du ska \u00e5terbetala l\u00e5net och att inte ans\u00f6ka om ett l\u00e5n utan att ha t\u00e4nkt igenom de potentiella riskerna. T\u00e4nk p\u00e5 att v\u00e5rda din ekonomi och att inte l\u00e5na i on\u00f6dan.<\/p>\n<p>H\u00e4r kommer tre saker att t\u00e4nka p\u00e5 innan du ans\u00f6ker om ett l\u00e5n:<\/p>\n<p><strong>1. J\u00e4mf\u00f6r olika l\u00e5ngivare<\/strong>:<br \/>\nBeroende p\u00e5 dina f\u00f6ruts\u00e4ttningar ser dina m\u00f6jligheter olika ut. J\u00e4mf\u00f6r olika l\u00e5ngivare f\u00f6r att s\u00e4kerst\u00e4lla att du l\u00e5nar med s\u00e5 bra villkor som m\u00f6jligt utifr\u00e5n just dina f\u00f6ruts\u00e4ttningar.<\/p>\n<p><strong>2. L\u00e4s igenom villkoren<\/strong>:<br \/>\nS\u00e4kerst\u00e4ll att du \u00e4r inf\u00f6rst\u00e5dd med l\u00e5nevillkoren s\u00e5 att det inte dyker upp n\u00e5gra ov\u00e4ntade \u00f6verraskningar i efterhand.<\/p>\n<p><strong>3. Se till att du kan \u00e5terbetala l\u00e5net<\/strong>:<br \/>\nS\u00e4tt upp en <a href=\"https:\/\/brixo.se\/allt-om-sparande\/budget\/\">budget<\/a> f\u00f6r att s\u00e4kerst\u00e4lla att du klarar av m\u00e5nadsbetalningarna och att du \u00e4ven har utrymme f\u00f6r dina vardagliga utgifter och kostnader.<\/p>\n                                    <div class=\"text_cta_apply_btn\">\n                        <a href=\"#\"  class=\"app_btn \">P\u00e5b\u00f6rja din ans\u00f6kan<\/a>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\/\",\n  \"@type\": \"Product\",\n  \"name\": \"Privatl\u00e5n\",\n  \"image\": \"https:\/\/brixo.se\/wp-content\/uploads\/2022\/06\/brixo-logo.png\",\n  \"brand\": {\n    \"@type\": \"Brand\",\n    \"name\": \"Brixo\"\n  },\n  \"aggregateRating\": {\n    \"@type\": \"AggregateRating\",\n    \"ratingValue\": \"4.7\",\n    \"bestRating\": \"5\",\n    \"worstRating\": \"1\",\n    \"ratingCount\": \"3365\"\n  },\n  \"review\": {\n    \"@type\": \"Review\",\n    \"reviewRating\": {\n      \"@type\": \"Rating\",\n      \"ratingValue\": \"4.7\",\n      \"bestRating\": \"5\"\n    },\n    \"author\": {\n      \"@type\": \"Organization\",\n      \"name\": \"Trustpilot\",\n      \"url\": \"https:\/\/se.trustpilot.com\/review\/www.brixo.se\"\n    }\n  }\n}\n<\/script>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Hur mycket f\u00e5r jag l\u00e5na?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Med v\u00e5rt privatl\u00e5n kan du l\u00e5na fr\u00e5n 10 000 till 200 000 kr. 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F\u00f6rutsatt att du uppfyller v\u00e5ra grundkrav och har f\u00e5tt ordning p\u00e5 din ekonomi \u00e4r det d\u00e4rf\u00f6r m\u00f6jligt att l\u00e5na trots betalningsanm\u00e4rkning.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"G\u00e5r det att l\u00e5na utan UC?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Ja, vi anv\u00e4nder oss av Dun & Bradstreet f\u00f6r kreditupplysning. Det inneb\u00e4r att v\u00e5ra l\u00e5n \u00e4r helt utan UC. Du kan d\u00e4rmed bevara din kreditv\u00e4rdighet hos UC inf\u00f6r st\u00f6rre och viktigare l\u00e5n, exempelvis bol\u00e5n.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Vad kr\u00e4vs f\u00f6r att kunna l\u00e5na 200 000 kr?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"F\u00f6r att kunna l\u00e5na hos Brixo beh\u00f6ver du uppfylla f\u00f6ljande grundkrav:- Du har fyllt 21 \u00e5r.\\n- Du har ett svenskt personnummer, svenskt BankID och \u00e4r folkbokf\u00f6rd i Sverige.\\n- Du har inga skulder hos Kronofogden (betalningsanm\u00e4rkningar accepteras).\\n- Du har en \u00e5rsinkomst om minst 200 000 kr.\"\n      }\n    }\n  ]\n}\n<\/script>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FinancialService\",\n  \"@id\": \"https:\/\/brixo.se\/#financial-service\",\n  \"name\": \"Brixo\",\n  \"legalName\": \"Brixo AB\",\n  \"taxID\": \"556978-9273\",\n  \"url\": \"https:\/\/brixo.se\/\",\n  \"logo\": \"https:\/\/brixo.se\/wp-content\/uploads\/2022\/06\/brixo-logo.png\",\n  \"image\": \"https:\/\/brixo.se\/wp-content\/uploads\/2022\/06\/brixo-logo.png\",\n  \"telephone\": \"08-500 850 47\",\n  \"email\": \"info@brixo.se\",\n  \"openingHours\": \"Mo,Tu,We,Th,Fr 08:30-17:00\",\n  \"address\": {\n    \"@type\": \"PostalAddress\",\n    \"streetAddress\": \"Brunnsgatan 21B\",\n    \"addressLocality\": \"Stockholm\",\n    \"postalCode\": \"111 38\",\n    \"addressCountry\": \"SE\"\n  },\n  \"parentOrganization\": {\n    \"@id\": \"https:\/\/brixo.se\/#organization\"\n  }\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":10333,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>L\u00e5na 200 000 kr utan UC | Brixo<\/title>\n<meta name=\"description\" content=\"L\u00e5na 200 000 kr utan UC. 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